“Which type of life insurance policy generates immediate cash value?” “What is the underlying concept regarding level premiums?” I get asked these questions all the time during my free life insurance consultations with my clients. You might be surprised to know that...
Whole Life Insurance is the most common type of permanent life insurance because it offers stable premiums and fixed interest rates. Yet, Whole Life Insurance isn’t ideal for everyone. You might be wondering: is Whole Life Insurance worth it? And if you are, this is a...
Looking for guaranteed life insurance but can’t decide if you need a whole vs term life insurance policy? If that’s the case, you probably need to ask yourself, “what does life insurance cover?” “how much guaranteed life coverage do I need?” and “how much can I...
One of the best benefits you can receive from a job is the option to invest in an employer-sponsored 401(k) account. These accounts often offer employer-matching, whereby your company pledges to match a percentage of your contributions to your 401(k). No time to read...
If you’re a solopreneur, freelancer, or small business owner, you might think that it’s best to avoid investing in tech because you want to keep overhead costs low. In fact, the right technology can save you time, hassle, and money in the big picture....
Looking to buy permanent life insurance but not sure how to start? Not sure if you should choose Index Universal Life Insurance, Roth IRA, or a 401(k) plan? If that’s the case, you may not understand the differences between Index Universal Life Insurance vs. 401(k) or...
